Facebook Messenger for payments review: A no-frills way to send cash to Facebook friends - powersclous1993

At a Glance

Expert's Military rating

Pros

• Setup is super-easy for Facebook users
• You can institutionalize or receive money from anyone connected Facebook

Cons

• Credit card game aren't allowed
• Pot't edit case-by-case split amounts

Our Verdict

If you'atomic number 75 connected Facebook and you want to convert immediate payment with Facebook friends, there's no easier way to do it than through with Facebook Messenger, but those who want to tinker with split amounts or spend with a credit card will want to look elsewhere.

If you'rhenium a Facebook user and you enjoy chatting with friends victimisation the Facebook Messenger app, you're just a few lights-out away from exchanging Cash with your Facebook buddies. Sending money through and through Facebook Courier is certainly an easy, unseamed experience, but you won't find the robust broadside-cacophonous features available in other apps, and you'll have to settle for limited payment sources.

But maybe Facebook already intrudes overmuch on your life? In that case, check out the else mobile payment apps we reviewed.

Sending and receiving money

Sending cash in in Facebook Messenger couldn't be much easier. Just start a chat with a friend or a group, tap the blue "+" button next to the chat box, water tap the green Payments button, past beg the big $0 in the center of the screen to edit the amount. Erstwhile that's done, tap Transport" or Request, then tap the ratification button.

Ben Patterson / IDG

You can easy send cash to—or request money from—a Facebook friend within a Facebook Messenger chat.

The front time you use Facebook Messenger to place money, you'll equal prompted to enter your debit entry lineup selective information. The card you entered will then become your default defrayal method in Messenger. To change the card or edit information technology, head to the main Facebook app and delete your Payment settings.

To part a bill, start a aggroup chat in Messenger, tap the blasphemous "+" button, wiretap Payments, then tap in the split number. Unfortunately, you can't edit each somebody's portion of the bill, nor will Facebook Messenger split the sum up amount of the tab for you.

Ben Patterson / IDG

Facebook Messenger makes it relaxed to rive the tabloid, but you send away't edit individual dissever amounts.

Needless to enjoin, you can only send cash to or asking money from Facebook users, although you put on't need to make up friends with a fellow Facebook user to base them money or a immediate payment petition.

Fees and limits

Debit card minutes are free on Facebook Courier; credit card game aren't allowed. Piece you power not miss the three-percent payment fees that peer-to-peer defrayal apps unremarkably charge for acknowledgment card transactions, you'll also be missing the sham protections that are broadly speaking offered by your credit circuit board company.

Facebook notes that you Crataegus oxycantha be asked to verify your identicalness (typically with your name, the last Little Jo digits of your Social Security Number, your birthday and your ZIP code) once you hit a "specified" amount of money, merely IT doesn't spring inside information of its outlay or withdrawal limits.

Security

You can set Messenger to require a PIN or a parole before you charg cash. Just just in case you're curious, your Courier money exchanges aren't posted publically along Facebook. Instead, solely you and the receiver can see the transaction and amount.

As with almost of the other apps in this roundup, there are no real buyer or seller protections for money minutes on Facebook; if you want a refund from a friend, you'll necessitate to ask them for one, although you can cancel a dealing as tenacious As the recipient hasn't accepted information technology yet.

Facebook Messenger is basic but efficient

If you'Ra on Facebook and you want to exchange cash with Facebook friends, there's no easier way to do it than through Facebook Messenger, but those who want to tinker with split amounts or spend with a credit card will pauperism to look elsewhere.

Source: https://www.pcworld.com/article/407481/facebook-messenger-for-payments-review.html

Posted by: powersclous1993.blogspot.com

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